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Best Online Casino Payment Methods UK

Emily Campbell
Emily Campbell

June 17, 2021

23 min read

Our primary aim is to make sure that you can enjoy the safest gaming experience without any break in consistency. If we believe that a casino is very much to the highest standard, we’ll strike up a partnership. However, our partnership in no way plays a role in constructing or deciding our opinions.

Online casino payment methods are one of the most crucial aspects of gaming in 2022. Without a valid payment method, you are unable to deposit (add) funds to a casino in order to play games, nor can you withdraw (take out) winnings in the event of a win. At CasinoNow, our team of gambling experts have the knowledge and experience of depositing and withdrawing thousands of pounds worth of cash. With this in mind, we are able to inform our visitors of our honest opinion.

At CasinoNow, our ultimate guide provides all of the information you need to know to learn about the best and most convenient methods to use for casino payments online and mobile in 2022. What’s more is, our industry experts are perfectly located and experienced in the UK market, so you can be sure you are getting the most up to date and relevant advice for depositing cash at an online casino. Below we have outlined a number of methods widely used by UK players along with our own expert opinions.

Popular Casino Payment Methods 2022

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The first most useful factor to learn about online casino payment methods in 2022 is that they can vary depending on whether you are depositing cash to your casino account, or withdrawing funds to your bank. Each method comes with a number of pros and cons that are often based on player preference, such as:

  • Amount: the amount of cash you are depositing or withdrawing.
  • Duration: the time it takes for the transaction to complete.
  • Fees: the fee / commission charged by either the casino provider or the payment processor.

It is important to understand these benefits and drawbacks so that you can make an informed decision about what is right for you. In addition, some players choose to use two or more different payment methods depending on whether they are adding or taking away funds, whereas other players may use the same method for both depositing and withdrawing. Our ultimate guide carefully covers both options.


  1. What Is A Casino Deposit Method?
  2. What Is A Casino Withdrawal Method?
  3. How We Test The Best Casino Payment Methods
  4. All Popular Methods Available For UK Players
  5. Casino Payment methods Guide for Beginners
  6. Online Casino Payment Methods – FAQ

What Is A Casino Deposit Method?

Casino deposit method

A casino deposit method is a form of payment that you, as the player, will use to add cash funds to your casino account from your own bank account. When deciding which method to use to fund your account balance, it is advisable to understand what each payment method offers and the benefits of using them.

Top 1 Deposit Method – PayPal

PayPal is the number one payment method in the UK for making a deposit to an online casino provider using your own money. PayPal is an e-wallet that is extremely popular with UK players and allows you to make secure and convenient money transfers without disclosing sensitive financial data.

Benefits of Pay by Phone

Paying by phone at an online casino has many benefits. This method is secure and convenient as it does not require any access to a money source, such as a bank account or debit card. You can specify an amount to deposit to a casino and it will be deducted from your pre-paid balance, or if you are on a mobile phone contract – it will charge the specified amount to your bill at the end of the month. What’s more is, deposits using your phone are instant, meaning you can begin playing real money casino games immediately.

Top 2 Deposit Method – Boku

With the rise of mobile casinos comes a rise in more flexible deposit methods. Boku Pay by phone – a revolutionary casino deposit method, whereby players can add funds to their casino account using their mobile phone bill or pre-paid mobile balance. Simply activate your mobile as a deposit method on your casino provider’s website and you can use a pre-paid balance (pay and go) or the designated amount will be added to your phone bill during your next billing term.

Benefits of Boku

Paying by phone at an online casino has many benefits. This method is secure and convenient as it does not require any access to a money source, such as a bank account or debit card. You can specify an amount to deposit to a casino and it will be deducted from your pre-paid balance, or if you are on a mobile phone contract – it will charge the specified amount to your bill at the end of the month. What’s more is, deposits using your phone are instant, meaning you can begin playing real money casino games immediately.

Top 3 Deposit Method – PaySafe

At CasinoNow, we regularly rate and review payment methods for casino deposits and Paysafe is currently in position 3. This reliable and secure deposit method is widely used in online gambling and allows you to exchange cash for a pre-paid voucher or purchase ‘credit’ online. This can then be added to your casino account balance for use on slots and other casino games.

Benefits of Paysafe

Paysafe is one of the most beneficial methods of depositing funds to your account. It puts you fully in control of the exact amount you wish to deposit and adds the funds immediately to your play balance. As Paysafe is owned by a leading online payment provider, it is widely available at almost all online gambling providers and is a popular e-voucher system in the gambling community.

How to Make A Casino Deposit – Step by Step

Payment Methods in the UK

If you are new to the online gambling world, then let our team at CasinoNow reassure you that making your first deposit to an online casino need not be as daunting as you think.

If you have ever shopped online before, depositing your money to an online casino is as simple as making an online purchase. In fact, many people see depositing funds as a purchase of ‘casino credit’ in exchange for their cash. Using this login, we have detailed the steps you need to take in order to deposit funds to your new casino account, and although the process can vary from one casino to another, all providers generally use the same principle:

  1. Login to your casino account.
  2. Click on the cashier section or look for the ‘deposit’ button.
  3. Select your preferred method / type of payment.
  4. Enter the details of your payment method, e.g. debit card number, PayPal user details.
  5. Enter the amount you wish to deposit and click confirm.
  6. The specified amount will be added to your casino account balance ready for you to use to play real money casino games.

Tip – You may wish to add your preferred payment method before making a deposit for quicker processing. Most casinos allow you to select a pre-added method from a drop down list when selecting an amount to deposit. You can also add more than one deposit method.

What Is A Casino Withdrawal Method?

Withdraw funds from casino

A casino withdrawal method is the form of payment you select in order for an online casino to pay you the money from your account balance. In the event of a win, you may wish to withdraw your winnings using a withdrawal method in order to have access to the cash, e.g. bank account withdrawal. In most instances, any winnings from real money casino games are paid to your account balance, which you can then initiate a withdrawal from either in part or in full.

Top 1 Withdrawal Method – Bitcoin

The top rated number one withdrawal method in the iGaming industry is Bitcoin. This cryptocurrency tops the charts for the most secure and modern payment method for withdrawing casino winnings. Although Bitcoin operates similar to e-wallets, it differs because it consists of digital currency (digital coins) rather than using pounds, dollars or Euro.

Benefits of Bitcoin

Bitcoin has many benefits when it comes to withdrawing funds from an online casino. As it is a virtual currency that is decentralised, there are no restrictions on accounts or ‘middle-men’ such as bank accounts. This in turn leads to simple, quick transactions, similar to that of sending an email, with low fees and instant transfers. This innovative digital wallet is widely used in the iGaming industry, though not all online casinos are Bitcoin compatible yet.

Top 2 Withdrawal Method – PayPal

When gambling online, many people use PayPal to withdraw their winnings from online casinos. This is because it is one of the most trusted household names in the UK and allows withdrawals direct to a bank account once the funds arrive in PayPal. What’s more is PayPal casinos are on the rise because more players value security of their financial details so casino providers are meeting this demand by being more flexible and offering PayPal as a viable option to access winnings from casino games.

Benefits of PayPal

The benefits of using PayPal as a withdrawal method outweigh the negatives. Despite the service charging a transaction fee as a percentage of the money received, players still prefer PayPal as a primary withdrawal method as it is quick and free to sign up with. Some withdrawal payments are instantly available and some can take between three and five days to appear. In addition, PayPal now also offer the PayPal Cash Card that allows you to not only withdraw winnings from a casino to your PayPal account, but allows you to withdraw the physical cash at your local ATM.

Top 3 Withdrawal Method – Neteller

Neteller is a leading e-wallet in the UK and one of its primary uses is as a casino payment method. Largely popular in the gambling industry, players are able to deposit and withdraw money to and from their Neteller account, which can be integrated with a UK bank account or used for online money transfers and purchases.

Benefits of Neteller

Neteller is packed with benefits to both the player and the casino, which makes it a great choice for both gamblers and providers. Depending on your location, there are very low fees involved when withdrawing cash from casinos and funds arrive securely and in a timely manner. The only drawback of Neteller is that they have a strict application process with a heavy focus on security, which can sometimes mean it takes a while to get up and running with Neteller.

How to Make Casino Withdrawal – Step by Step

Making a withdrawal from an online casino provider is also known as cashing out winnings. Regardless of what you call it, the process is straight forward and similar to making a deposit.

When you want to withdraw funds from your account in the event of a win, simply navigate to the cashier section or casino wallet area of your account. From here you will be able to specify how much you wish to withdraw and follow the simply instructions. Below is a generic guide of cashing out:

  1. Login to your casino account.
  2. Navigate to the cashier section of the casino provider.
  3. Click on the withdraw or withdrawal button.
  4. Select a payment method you wish to use for the withdrawal.
  5. Enter the amount you want to withdraw and click confirm.

Note: some casino providers have limits on minimum and maximum withdrawals during a given period.

Tip: You do not have to withdraw all your winnings at one time. You can initiate a withdrawal of some of your winnings and leave some in your casino balance to continue playing games with.

How We Test The Best Casino Payment Methods

Payment Methods Test

When it comes to evaluating which casino payment method is right for you, our team of industry experts do the legwork for you. We use our industry knowledge and experience to research and test each payment method so that we can compile valuable data for our visitors, to allow them to make an informed decision and weigh-up the pros and cons beforehand.

At CasinoNow, all of the information we provide is transparent and genuine. When reviewing the latest payment methods to use at online casinos, we work through a checklist of criteria to ensure a top-notch service at all times. Our team checks:

  • Fees
  • Security
  • Anonymity
  • Transaction speed
  • Deposit limits or restrictions
  • Withdrawal limits or restrictions
  • Convenience
  • Bonuses.

What’s more is, our team are constantly researching and keeping up with the latest trends in e-commerce, so that we can be on top of our game and bring our visitors the latest and best payment methods available, including low fee processors and the quickest transactions on the market.

In the UK, there are around 20 different active casino payment methods that are used at online casinos, bingo sites and poker rooms. Whilst not all are available at every site, we have covered the most popular methods in this ultimate guide that players are using to deposit funds and withdraw winnings.

Casino Payment methods Guide for Beginners

At CasinoNow, we have a dedicated team of casino experts that have years of experience in the industry. With this valuable experience and knowledge, we are able to carefully craft the ultimate guide to casino payment methods for beginners, including types, features and tips.

How Online Casino Payment Methods Work

Online casino payment methods work in two simple ways:

  1. Transferring money from you to your chosen casino.
  2. and transferring money from your chosen casino back to you.

Moving funds from you to the casino provider is known as making a ‘deposit’, and moving funds from the casino provider to you is known as making a ‘withdrawal’. Payment methods work by carrying out a transaction between the two sides, so that money moves from one side to the other. Adding money to your casino account allows you to gamble online. You can use the funds loaded in to your casino account to play real money games in an attempt to get back more than what you put in.

Types of Online Casino Payment Methods

Online casino payment types

Ultimately there are four main types of payment method used for casino gambling in 2020:

  • Card payment (attached to a bank account or prepaid)
  • E-wallet
  • Bitcoin
  • Mobile payments.

Since the UK government introduced a law to ban credit card gambling, the only cards that can be used to fund a casino account are debit cards and prepaid cash cards that have the cash available at the time of deposit. This new law eliminates the possibility of players gambling more than they can afford.

Each payment method has a slightly different system for carrying out transactions between the player and the casino. However, they all operate on the same principle, whereby the money is added to the casino account that can be used for gambling.

It is worth noting that not all casino deposit payment methods can be used to make a withdrawal and vice versa. This is particularly true for mobile only methods that use your phone credit or bill to fund a casino balance. It is important to check the conditions of each payment method at your chosen casino due to the differences in type, including minimum / maximum amounts and duration of transaction.

Safety of Online Casino Payment Methods

Security of casino payment methods

At CasinoNow, we completely understand what it means to remain safe online, particularly where money is concerned. That is why we put this factor top of our list when we research any particular new casino payment method to ensure that it not only offers a secure environment, but reassures the customer. Below is a list of tips for gambling safely online:

  • Choose the most secure payment method that matches your preferences and circumstances. Each casino payment method comes with a rateable value from one to ten. One being the least secure and ten being the most. Bitcoin is rated as seven stars, card payments as eight stars, mobile payments are nine and e-wallets as ten stars.
  • E-Wallets have a reputation for being one of the safest and most secure ways to transfer money to a casino. This is because no financial details are disclosed during the transaction process and there is no need to have a bank account or card attached to your casino account.
  • If you are particularly worried about playing at a newly launched casino site, consider using an e-wallet until the provider is more established. This will provide you with peace of mind and financial security.

Casino Payment Methods in UK: History & Present

When online casinos first launched, the primary methods for funding an account was via bank transfer or debit / credit card. Now that credit cards have been banned in the UK, debit cards and bank transfer remain as the foundations and staple methods of the gambling industry.

Neteller and PayPal were some of the first e-wallet casino payment methods to send and receive money to and from a provider. Though Neteller was more widely used for gambling, particularly in online poker rooms. It wasn’t until more recently that PayPal grew in popularity in the gambling world and become a leading e-wallet gambling method.

As the internet and technology progressed, the industry witnessed the introduction of mobile casinos. In light of this, it wasn’t long before a revolutionary mobile payment method was invented, which meant a prepaid mobile phone credit or phone bill could be used for gambling.

What you Need to Know Before Making a Casino Withdrawal

Before making a withdrawal of funds from an online casino, there are a number of important points you should know. It is important to not only understand how withdrawals work, but to know the functional criteria behind withdrawals and the rules set out by each casino. Below is a list of points that may affect how you choose to withdraw winnings from an online casino:

  • Bonus terms (wagering requirements): Some online casinos attach wagering requirements to any bonuses or promotions that you can claim. This means that a withdrawal cannot take place until the specified amount has been played through on casino games.
  • Duration: Withdrawals take longer than deposits and usually take a minimum of 24 hours up to 5 days.
  • Minimum / Maximum limits: Online casinos set their own limits for the minimum and maximum amount you can withdraw at any one time. If you are withdrawing large amounts, there may also be a cap on the amount you can withdraw per week / month.
  • Security checks: Some online casinos carry out additional security checks before processing a withdrawal. This may involve transferring some of the money back to the original deposit method.

It is important to always check the information on each individual casino site with regards to payment types and any restrictions.

KYC Procedures At Online Casinos

KYC and Payments

KYC stands for ‘know your customer‘ and is a modern element to combating financial crime and money laundering. Many online casinos make use of this and require strict customer identification to comply with organisations that exist to prevent the spread of money laundering activities and to counter the financing of terrorism.

Although this ultimate guide is aimed at UK players, these measures are international regulations that require identity to be verified initially and periodically. To put it in simple terms, a casino must ensure that their players are genuine and that their details match that of those held on record. Online casinos can refuse or terminate accounts if the player fails to meet KYC requirements.

Casino Deposits & Withdrawal Times

At CasinoNow, our expert team of gambling specialists aim to provide visitors with time specific information related to depositing and withdrawing funds. Many new players are often unaware that there are time restraints attached to each payment method and they may vary from one type to another.

From our experience, depositing funds is usually always instant, meaning you can make a deposit and start playing real cash casino games within minutes. However, when it comes to making a withdrawal, the minimum and maximum times can be 24 hours to 7 days respectively.

Casino Payment Methods Fees & Limits

When making a deposit to an online casino, there are no fees involved. However, there may be limits on the amount you can deposit at any one time. This varies from one casino to another and may be along the lines of £1000 maximum deposit during any one transaction. Some casino providers increase the limit the longer you play. So if you are a customer for a longer period of time, you will be able to deposit larger amounts compared with brand new players.

Withdrawals of winnings sometimes come with processing fees. Though this used to apply more to credit cards, which are now banned under UK law. However, the fee taken from your winnings is often not by the casino provider, but by the payment method company. For example, an e-wallet may take a transaction fee of 3% of the total amount, meaning for a £1000 withdrawal you will be charged £30.

In addition, online casinos often put a cap / limit on the amount you can withdraw on a daily, weekly or monthly basis. This is standard practice and is classed as ‘small-print’ that allows the provider to still operate their business in the event of a large win. Though more reputable casinos tend to have larger limits.

How Payment Methods Work On Mobile Devices & Tablets

UK mobile payment methods

Most generic payment methods work on mobile devices and tablets as modern gadgets tend to have compatible web browsers for playing casino games. However, there are also a number of mobile specific payment methods that can fund your casino account using your phone bill or pre-paid phone credit, such as Boku or Payforit.

The only issue is that if you use a mobile casino payment method, you cannot withdraw winnings back to your phone. Instead you will be advised to use another method such as debit card or bank account.

Below is a list of popular terms used at online casinos when referencing payments and banking methods.

  • Deposit – A sum of money paid in to the casino to play real money games with.
  • Withdraw – A sum of money removed from the casino.
  • Cashier – A person, or system that handles payments to and from the casino. In a physical casino venue, the cashier converts your cash to casino chips and vice versa. The online cashier is designed to mimic this role.
  • Banking – The activities related to money and your casino account.
  • e-Wallet – Also known as a digital wallet, the e-wallet is a third party service from a company that allows you to make electronic financial transactions to and from a casino provider, such as PayPal.
  • Bankroll – The player’s total money balance to bet with.
  • Croupier – French word for a casino dealer, often used in roulette. In live roulette, the croupier will announce when to play your bets.
  • House – The house in gambling is the casino.
  • High Roller – A player who gambles ‘big money’ or high stakes. Some online casinos do not allow high roller’s to deposit at their site for fear of being put out of business if the player lands a big win.
  • Stake – The total amount a player bets on a particular game round.

Casino Payment Methods – Conclusion

Online casino payments are straight-forward and once you understand the principles behind each method, it is easy to decide which one is right for you. In most instances, a player will only ever have one deposit and one withdrawal method. However, some players prefer to add multiple sources so that they can transfer money to and from multiple accounts.

Although we can recommend a particular payment method based on pros and cons, ultimately we are here to bring you useful information in order for you to make an informed decision about what suits you and your style of gambling.For example, some online casinos do not provide bonuses for e-wallets. So if you are looking to claim a casino bonus, then check the small print and consider using a debit card instead.

Debit cards and bank transfers are convenient and quick, but e-wallets provide the most security and anonymity. However, if you play mobile casino games for real money and don’t mind your losses being charged to your phone bill, a method such as Boku is ideal for gaming on the move. Although our team are able to offer advice, preference and circumstance play the most important roles about what matters to your most; speed, security, convenience, limits, bonuses.

Online Casino Payment Methods – FAQ

What is the quickest payment method?

The quickest payment method at an online casino is an e-wallet, such as PayPal, Skril or Neteller. These methods allow quicker deposits and withdrawal combined than most other options.

Why is my money trapped and can’t be withdrawn?

If you feel that your money is trapped and cannot be withdrawn, it often means that you have not yet met the wagering requirements of the bonus or that your account has not yet been verified.

Are debit cards mandatory?

No, you do not need a debit card added to a casino account. Other methods can be used as your primary source of funding, such as PayPal or Boku.

Are welcome bonuses available for all deposit payment methods?

No. Some casinos limit welcome bonuses to specific deposit methods only, such as debit card. Using and e-wallet can sometimes result in you missing out on a bonus.

Why is my deposit not showing in my account?

Not all deposits are instant. It depends on the casino provider and their terms. Some methods take up to 24 hours to process.

Can I deposit and play with Bitcoin in the UK?

Yes. Many UK online casinos offer Bitcoin as a method of payment. This cryptocurrency works in the same way as playing in British Pound Sterling.

What is the maximum time to wait for winnings?

The maximum time you should have to wait for winnings is 5 days on average. Though this can vary from one casino to another. Typically, the more reputable the casino provider; the quicker withdrawals they will provide.

What is the most secure casino payment method?

If you are playing with a reputable online casino then it will offer equal levels of security regardless of which payment method you use. However, some banks provide protection and guarantees against fraud and some e-wallets offer better anonymity than debit cards.

About the author

Emily Campbell

Emily Campbell (professional name) is our go-to person, and she has served as our Chief Editor since 2018. Educated at Newcastle University, Emily has worked in the marketing industry across the UK, helping various companies to gain traction and to build up quality, value-driven information aimed at readers.